Work From Home | Insurance Sales | 1099 Opportunity

Build Relationships While Helping Families Review Their Coverage

American Income Life is growing its remote sales team and seeking individuals who are approachable, motivated, and ready to learn. This opportunity involves helping people understand available insurance products through clear conversations and personalized service. Training and ongoing guidance are provided to support your development.

This is a 1099 independent contractor position. Compensation is entirely commission-based, with no hourly wage or base salary.

The Opportunity

You will connect with individuals who have requested benefit information, discuss their needs, and explain coverage options that may suit their circumstances. Appointments take place virtually, allowing you to work from a suitable home workspace.

American Income Life provides life insurance and supplemental benefits to working families, including members of unions, credit unions, and associations. Our representatives support clients throughout the application process and maintain relationships after enrollment.

Your Day-to-Day Activities

Make and receive calls with prospective clients and current policyholders.
Book and confirm online appointments to review benefits.
Lead Zoom consultations, explain insurance products, and address questions.
Help clients select coverage based on their needs and priorities.
Discuss additional insurance options with existing policyholders when appropriate.
Complete applications and review submissions for missing or inaccurate information.
Follow up on documents and details required for underwriting.
Maintain accurate client records and report daily activity.
Join optional training sessions to expand your knowledge and communication skills.

Support and Earning Opportunities

Remote work with scheduling flexibility.
Training, mentorship, and ongoing support.
Weekly payment of earned commissions.
Residual income opportunities.
Professional development and potential advancement into leadership.
Benefits eligibility after three months, subject to program requirements.
Incentive travel opportunities for qualifying representatives.

Qualifications

No previous sales experience is required. Experience in customer service, retail, or other people-focused roles may be useful, but applicants from a range of professional backgrounds are welcome.

Successful candidates should have:

Clear communication and attentive listening skills.
A dependable and professional approach to work.
Strong organizational and time-management abilities.
Openness to coaching and constructive feedback.
The ability to follow established procedures.
Familiarity with computers and video conferencing platforms.

Applicants must be at least 18 years old and possess a high school diploma or equivalent.

An appropriate life insurance license is required before conducting insurance sales. Unlicensed applicants must obtain the necessary license, and applicable licensing fees will apply.

Home Office Requirements

You must have a reliable computer, dependable internet service, and a cell phone with unlimited long-distance calling. Your workspace should be suitable for professional phone conversations and video appointments.

Interview Process

Interviews are conducted online through video conferencing.

AIL - AO / Agency

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